Enroll now for Jan 9 – Feb 13
PLEASE NOTE: The Financial Academy is a resource for the entire community! It does NOT guarantee you will be accepted into our Habitat Homebuyers Program, nor is it the “first step.” You will learn how to take control of your financial future whether you choose to apply to Habitat or not!
Purchasing a Home the Habitat Way
A decent, affordable home is an investment that lasts for generations. Habitat for Humanity homes are not free gifts – each family who partners with Habitat is making a personal and financial investment in their future.
Do You Qualify?
Have A Steady Income.
Habitat homes are not given away. They are sold to qualified homebuyers with a no-profit mortgage. Each family must demonstrate steady income.*
Have A Need For Housing.
A family or individual must be currently living in either substandard, transitional, hazardous, unaffordable and/or overcrowded housing.
Be Willing To Partner With Us.
A family or individual must have the willingness to partner with Habitat Seminole-Apopka by investing Sweat Equity in their home and the homes of other partner families.
How We Partner
Partnering enables Habitat to equip Future Homebuyers with the strength, self-reliance and
knowledge they’ll need to be successful homeowners. We do this by requiring homebuyers to
complete a required number of sweat equity hours by taking mandatory classes, working on
the construction site, writing thank you notes, and more.
Classes involving financial education, hands-on maintenance training, future planning, and more.
Being involved in the process of building or renovating Habitat homes – including your own.
There are other opportunities throughout the homeownership journey including attending events, writing thank you cards, and sharing your story.
*Specific income guidelines are outlined in the Qualification Guidelines. Habitat does not discourage anyone from applying for our home ownership program. However, please note that in addition to meeting Habitat’s monthly income and debt requirements, an applicant must not have filed bankruptcy or had property foreclosed on within the past year. All court fees, fines, time served, community service, etc. must be fully satisfied and any civil judgment or tax lien paid in full and satisfied prior to being accepted into the home ownership program.